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More and more, we're reading or hearing about unsuspecting individuals being scammed from their life savings and hard earned dollars. The problem's been amplified because not only do we have thieves trying to steal from us in our own backyards, we also have to be cautious of scam artists through the long arms of the internet from all over the world. Read on for common sense tips to minimize your chances of being scammed.
A recent study showed that many of us are not only overspending, but have no idea exactly by how much. Make 2008 the year to build up your savings and cut out those mindless spending. Plan to save $2.75 a day (that's giving up just one take out coffee or snack) and you'll save $1,000 a year! Look to socking away $5 a day and you'll end up with $1,825 by year's end. Those small changes really add up. Better still, invest the savings in a registered retirement account and save even more in taxes! For more saving ideas, read on for more February Saving Tips
Personal Budgeting Kit (2nd edition)
ISBN 1-55180-654-1 |
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Do you find yourself living from paycheck to paycheck? Do you wonder why you make a good living and yet have no money left at the end of the month? Do you feel helpless when you try to think about planning for your financial future? Most important, do you feel overwhelmed at the idea of coming up with a personal budgeting plan?
If the answer is yes to any or all of these questions, this kit is for you. It’s a step-by-step guide to help you organize your finances and stay on track financially for the rest of your life.
The national best seller, formerly titled Personal Budgeting Kit is now in a convenient 6" x 9" format. All worksheets, forms, and checklists are included on a CD-ROM for use on a Windows-based PC. This allows you to print out as many copies as needed.
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Did you know that according to statistics, the rate of inflation is different for retiree households than it is for all other households? This is because there are different rates of inflation on various consumables. Retirees spending patterns are also different. They are likely to spend proportionately more on travel, reading materials, utilities and cable subscriptions; and less on alcohol, entertainment and clothing as compared to all other households.
As interviewed recently by Susan Kelly of the Montreal Gazette for the article - The Art of Financing Your Retirement, Sylvia talked about taking the long term view on retirement planning. Click here to read the whole article.
Boomers today are transitioning rather than retiring, thanks to a booming economy and a shortage in the skilled labor market. According to Geoff Bowlby, author of Defining Retirement, Perspectives of Labor and Income, many today are in a transitional state. They are not considered retirees because they are not economically inactive enough to be counted as retired.
Finances After 55
ISBN 1-55180-582-0
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Make the Transition from Earning a Living to Retirement Living: "Finances After 55" is a book for people who are already retired or who will be retiring in the next decade.
This is not a 'retire rich, stay rich' book. It's a pre-retirement and in-retirement guide that shows readers how to take what they already have saved and manage their money and assets to live a full and successful retired life.
Finances After 55 provides you with all the help, advice, and information you will need to plan for a successful retirement."
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