Both books available for purchase through normal retail book outlets, publisher, and other online stores.
(Finances After 55 available in eBook format)

Books’ publisher – Self Counsel Press.

Personal Budgeting Kit

ISBN 1-55180-654-1


  • A timeless guide that’s a National Best Seller
  • Take control of your finances
  • Plan for your future
  • Learn to budget, save and invest

Do you find yourself living from paycheck to paycheck?   Do you feel helpless when you try to think about how you’ll ever manage to retire at 65 (let alone “freedom 55”) or do you try not to think about it at all?   Most important do you feel overwhelmed at the idea of coming up with a personal budgeting plan?

If the answer is yes to any or all these question, this kit is for you.  It’s a step-by-step guide to getting yourself back on track financially for the rest of your life.  Along with all the necessary forms, it contains tips and information to help you create a workable personal budget.  It simplifies the budgeting process, making it easy for you to create a solid, realistic plan.

You will learn how to —

  • Set realistic financial goals
  • Trim your spending painlessly
  • Pay down your debt methodically
  • Save and invest
  • Develop a retirement savings strategy
  • Makeover your lifestyle for a successful and stress free future

The future – your future – is in your hands.  Have respect for money and what it can do for you.   Start today, and budget your way to financial freedom!

Sylvia is pleased to announce that the Personal Budgeting Kit is also available in the Polish language!  All the best to Poles everywhere who are serious about saving their money.

A CD-ROM containing all worksheets is included.

Visit the Media page to read reviewers’ and columnists’ comments.


Finances After 55

ISBN 1-55180-582-0
ISBN: 978-1-77040-868-5  (eBook)


Make the Transition from Earning a Living to Retirement Living. ‘Finances After 55’ is a book for people who are already retired or who will be retiring in the next decade.

This is not a ‘retire rich, stay rich’ book. It’s a practical guide that shows readers how to take what they already have saved and manage their money and assets to live a full and successful retired life.

Living off savings is much different than living from paycheck to paycheck. It requires a very different kind of budget and very different financial plan. Unfortunately, the majority of North America’s millions of retired people are caught off guard when they make the switch, and financial errors at this time can be very costly.